Consumer Financial Protection

Times are tough, and keeping up with your monthly expenses can be challenging. A sudden job loss, accident, extended illness or family emergency can be all it takes to put you too far behind where you can’t catch up. The nation’s bankruptcy laws protect consumers from financial disaster and your local Tampa Bay financial protection attorneys at Perry Draper Law, PLLC can help you find relief, save your home, and make a fresh start.

Credit Card Relief and Debt Settlement

At Perry Draper Law, PLLC, we understand how easy it is to fall behind on credit card payments, and we know how much relief our clients feel when their credit card debt is settled or discharged. In all cases, we work to shift bargaining power away from creditors in favor of our clients, while managing expectations and maintaining realistic goals.

FDCPA Violations

Federal and state laws in Florida prohibit businesses from committing deceptive and unfair acts that harm consumers and other businesses under the Fair Debt Collection Practices Act. We offer protection against fraud, deceptive advertising, banks and other predatory lenders, credit bureaus, and other debt collectors. Our attorneys represent clients throughout Florida with their legal and financial needs.

Bankruptcy

Consumers opting for bankruptcy may find relief under either Chapter 7 or Chapter 13 of the Bankruptcy Code. Each type of bankruptcy has its own eligibility requirements, and each one operates differently regarding how the bankruptcy affects your debts. Both Chapter 7 and Chapter 13 also have some features in common, such as the “automatic stay” provision which can put an immediate stop to collections and creditor harassment. As knowledgeable bankruptcy attorneys in Tampa Bay, Clearwater, and St. Petersburg, we take the time to get to know your situation and advise you on which option is better for you. And if bankruptcy is not your best option and you could be better served negotiating a debt settlement or credit card resolution, we will let you know that too.

Experienced Tampa Bay Area Financial Protection Lawyers

Don’t wait to get your life back in order. Contact the Tampa Bay, Clearwater, and St. Petersburg financial protection lawyers at Perry Draper Law, PLLC for a free consultation to find out how we can help you get back on your feet.